But some investors do make a more formal, written offer, more so when a verbal offer is declined.  

I assume you have insurance.Also living in your house that you title to an LLC and then you don't pay market rent to that LLC is not respecting formalities.

Why do you think you need to have an uptight formal offer written on paper if it’s off market .

School is definitely an option, and for some the best option, but we have a lot of power and ability to develop ourselves too without relying on formal education and the high costs it incurs. 

both contract for deed and deed of trust and note would formally have to be foreclosed. the advantage of the CFD is the property stays in your name so no way for the borrower to get a lien against them self that would then force you to foreclose to wipe out a junior.for a buyer CFD is dangerous since they don't have title and the owner could on the flip side get a judgement against them self and cloud their title.

The question I am trying to get answers to is should I make a formal offer of she I shoot him an email with broad terms?

Lif here doing my first formal post. 

No formal topic, I was really hoping people would just have a chance to meet each other in person and see who was intersted in Jackson area investing.

I read if you loan it, you have to have it formalized with documentation.  

ME, a silly ape with a big mouth with an ego from hell, a cute butt sure, and crazy hair, but with no formal SEO knowledge other than that I developed myself which Google seems to be loving to no end!