It's very frustrating.Commercial loans have some nice rates too, but still bank-like in that they want to see tax returns, PFS, etc. and qualify a global DSCR (which is not unlike DTI). 

My first thought, put more emphasis on Cost Segregation Studies to reduce tax liability in a world without/reduced 1031’s

Times are tough for a lot of people, it's not a good look.If you dismiss everything I just typed, and if you really feel this strongly about the issue, you should pay your property taxes under protest and sue your public school district for failure to provide, during a global pandemic, the services that you've come to expect. 

Gene Trowbridge put out an article a while back saying that advertising for private loans is an area where one of the elements of the Howey Test would fail:It is an investment of moneyThere is an expectation of profits from the investmentThe investment of money is in a common enterprise (emphasis mine)Any profit comes from the efforts of a promoter or third partySee what a securities attorney says in your area. 

This is barring any macro national and/or global events causing the economy to falter.

However, the intrinsic Global manipulation of precious metal market(s) leaves me skeptical of any sustained rise above $50/oz in my life-time. 

And both of the ones am referring too, are done by the Economist mag. of Britain, one of which is entitled, "COVID-19:Why The Economy Could Fare Worse Than You Think/ The Economist", May 22nd, 2020, & the other one is entitled, "COVID-19: What Will Happen To The Global Economy?

A lot of places in Florida are great, but Miami as a city is only 60 or so years old when you consider it was just a sleepy resort town until Castro took Cuba in 1959/60, now it's a legitimate global city and Ft.

All I have heard of is on the other end, a moratorium on evictions - which recently ended on the national level but some individual states have extended the eviction moratorium.A lease is a contract and unless there is a clause in your lease allowing you to terminate early due to a national, or global, pandemic, you are bound by your lease. 

That's $30 cheaper than the same period last year.Before tenants get too excited about some trend, it seems worth noting that a global pandemic fueled fears of losing tenants and likely fueled a drop in prices.