Hard money lenders are going to give you favorable rates the more you work with them, but the rate should be factored into the deal margins as its mostly out of your control. 

The size of the lot and potential experience I would learn going through the motions.

It could either disappear as an opportunity or come back later in your favor or at least with the leverage you should have. 

@Evan Johnson do yourself a favor and definitely set up a chat with @Logan Laperriere!

Depending on what your cash on cash return goals are, or monthly cash flow they may be more moderate, but the appreciation is in your favor if you buy in the right neighborhoods and are willing to hold for several years or for the long haul. 

I agree with Konstantin.I am not sure about CA laws (they are not very favorable to landlords from what I understand). 

Welcome to BiggerPockets.Way to put the gears in motion for getting into RE investing.

Wondering if community or national banks are not in favor of lending on 8, 1 bedroom duplexes.

OR Maybe someone can share an agreement with me that is in favor of the Lender.

A landlord has the option to include this stipulation within the lease agreement, although in jurisdictions with robust tenant protection laws, a judge may favor the tenant's position in such instances.