I also don't see a dining table. you say it can have 8 guests, where do they sit to eat?

Get out of your comfort zone.

It's important to weigh the pros and cons of each approach based on your risk tolerance, comfort level, and long-term goals.Good luck!

Do your research and find one that you are comfortable with.

(This is obviously a simplification; one must consider risk, personal comfort, ability to manage, etc.).The wealth builder should always consider selling or trading his property for a property that will increase his net worth FASTER.  

Beyond that, if I had not that many houses all of them with a lot of debt I wouldn't be terribly comfortable ditching the W2.  

Many of the connections I've made are here in Minnesota and I just feel a bit more comfortable starting here. 

Hence, it would be good to calculate your cash flow after the cash out refinance to make sure you'd be in the positive after the refinance and that you are comfortable with the decreased cash flow.

(I'm a data scientist and feel comfortable crunching #s)Thanks!

The pension amount at age 39 is not enough for me to feel comfortable, so my long-term plans are to start a small business and invest in real estate to position myself where I don't even need my pension, and it's just a bonus.