Military Intelligence!

I've been told before that I overestmate peoples intelligence, maybe i'm doing that now.

That is artificially low because there was never a mortgage, it was a complete cash deal. 

My selfish motivation quite simply is to grow my network, and specifically I'm seeking "human intelligence" in markets all over the country to do what I've described above.

Others want to create artificial barriers to entry because they don't want to compete or want someone else to blame for their problems.

Never use figures from an artificially inflated market of over 5 years ago, those numbers are meaningless.

The guy I am referring to worked many hours for many years, was supremely organized, intelligent and driven.

I continue to be impressed with how intelligent and thorough your answers always seem to be.

You would need to see the financials and all contracts, as well as why people weren't paying dues, why the hoa went bankrupt, and all other relevant items and aspects.An intelligent, persistent team working diligently could possibly make a go of such a thing.

Just because they're agents, doesn't mean they're responsible, intelligent or the least bit interested in helping you regardless on how excited they acted when you talked with them.