You would still save more money 9 out of 10 times living with your parents but being able to leverage a low down payment loan will allow you to get a very high ROI on relatively safe investment. 

Studying a lot and trying to get all the metrics aligned to help finalize my first transaction.

Hard money loans will almost certainly not cover 100% of the property’s purchase price and will require a chunky amount down (eg 20-30%) from you.

I am using a conventional FHA loan to acquire the property.

Any laws against repaying the loan in stocks instead of actual cash?

I would talk to some lenders  getting land loans and development loans with no experience is next to impossible starting out.. 

We are getting a loan for between 400k and 500k for 5 years on a property that we are buying for 955k.  

Consider starting with a few lower-cost flips with a smaller loan-to-value ratio to reduce financial strain.Market Research: Sacramento can be volatile, so I’d recommend keeping a pulse on local trends—particularly in the neighborhoods that have potential for growth but haven’t quite hit their peak yet.

Like I see how it could work in a perfect world but i cant wrap my head around the idea that I could be making a profit if I still don't actually own the house and still have to pay down all of the loans.

I would recommend reaching out to @Denver McClure as he may be able to help with a non-conventional loan