They have a qualifying LTV score that gets deducted as "deemed appropriate" for properties in high crime, rural, blacklisted area, low purchase price in last 24 months and so on.. decreasing or eliminating the investors chances of being approved in favorable terms.  

So if you really need a loan you can pretty much just eliminate traditional finance channels from your list of prospects.You should have no problem raising the money from your friends and family (may take several people).

Elimination of the RMLO licencing requirements AND the borrower, debt-to-income test for anyone originating Seller Financed mortgages who:Actually owns, holds title to, the property they are financing;Has less than $25mm in assets;Is ONLY originating loans <= $150k.Essentially, they are a proposing eliminating the requirements for folks who are selling low income house via seller financing.  

., the court found that in determining unconscionability, the trial judge may consider: 1) the amount of the proposed rent increase; 2) the landlord’s expenses and profitability; 3) how the existing and proposed rent compare to rents charged at similar rental properties in the geographic area; 4) the relative bargaining position of the parties; and 5) based on the judge’s general knowledge, whether the rent increase would shock the conscience of a reasonable person.In my opinion if you're basing the increase on market conditions and not on trying to take advantage of anyone or increase the rent as a way to eliminate a tenant you'll probably be fine.

I also appreciate the final paragraph about eliminating the assumptions A, B, C, and D.  

Otherwise you're eliminating about 90% of your potential buyer's pool.  

You need Her death cert.Then Offspring brothers eliminate Dad's interest via Order for Distribution or similar doc as used in CO. 

This would almost eliminate the $2500 EHW expense.

How I eliminated constant requests to take up my time or join my company is to say I am not looking for that.

@Curt SmithThank you for the comment, I understand eliminating the tenant paying for repairs and any type of so called service to the seller.I am meeting with 3 real estate attorneys over the next week and am waiting for a couple others to return calls.My goal is not to break any laws but merely get a deal so I can get out of the rat race and start building my empire.