Thank you so much in advanced for your help.

Thanks in advance!

Thank you in advance for your time and assistance!

That's a great way to put it.Hi Guys,Yes, that will be the move, I already know and have sketch of 2 ways to do it, I didn't want to get into a crazy rehab now, till I make sure my contractor is a team player and he will be able to do so, my idea is to add SF and create a master sweet, let's see if the numbers work fist, this is something I will do after the property is stabilized, I think I can get my capital back and some more with the 3/1 layout now, I will keep you posted!

If they are willing to pay a deposit a year in advance, you are not charging enough.

Thank you in advance!

I would first try a different insurance broker and tell them in advance the issue.Regarding the LLC, the one insurance broker did not know what he is talking about. 

Thank you in advance for any insight.

Thanks a lot in advance!

But I've been watching all the games on ESPN, reading the rules, and even reading some books written by Larry Bird, Michael Jordan, and other great players.