I've decided to not purchase a property from them based on comments I've read here on the forums from @Jay Hinrichs and other posters.Gotta watch out if you hear someone say they have "No Evictions"At Holton-Wise investors ask us if we can guarantee there won't be any evictions.

The equity buffer is the lenders guarantee that if all else fails, the property could be quickly sold at a fire sale price and you would still get back your original loan amount plus any associated selling expenses .  

We even offer a one year maintenance guarantee.

If you were guaranteed $12,000 in each case of course you'd want to pay less BUT it is not guaranteed and the market HAS deemed the possible $12,000 in the 9% market is ONLY worth $133,333.   4. 

You as an owner of the LLC will need to provide a personal guarantee.

You still get 0% down up to the county limit with the VA guarantee, and would need to put down $0.25 for every dollar above that.For example, if you bought a home in my county for $600k, the first $475k will require 0% down.

The question is:When purchasing properties on Hubzu, are you guaranteed clean title at close? 

No guarantees though. 

I guarantee you that you will find that answers that your are looking for.

Different lenders have different thresholds but I can almost guarantee that you will have to sign a guarantee, unlimited.