These were are all in California and put the personal residence mortgage of the owner in danger also.

Oddly enough, the small print says California-based owners would get a slightly better rate, but it doesn't specify what. 

A lot of people that live in Ca work virtually in better markets.

If the property were in California I'd bump it up because of the higher costs in CA.  

For CA investors Nevada has many tax, landlord, and market job growth advantages.

Congrats on your graduation  Rolando.In my opinion you should go for a conventional FHA  than a 203k loans  because 203k has extra fees  of your 3.5%  they work kind of like hard money lenders the only think is that the rate is lower than a hard money lender but higher than a conventional FHA  I just bought my first house here in Oakland California using 203k loan which works for me because I had  to renovate the entire house $125k of renovation with a rate of 7.6 and is been 8 months and I am ready to refinance to Lower my payments and the rate .In my opinion is worth it 203k loan if your repairs are over 100k  for all the benefits that you get with the city and sewer company. 

I'm Elva Rinus from Orange County, California!

If anyone knows anyone mobile home investing in Southern CA, I'd love to be connected! 

California based investor looking to purchase single family properties all cash in Ohio and Kentucky. 

The California coast gets foggier when it is hot inland, aka "June Gloom" that tends to persist well into August.