What Happens After This:As you can imagine, building a working software is no easy feat as there are a lot of moving parts to be considered, especially when it comes to functionality and features. 

Ask your agent if they have a local lender they work with that may have more programs available to finance you.

The 5% program is for owner occupied multi-unit properties -and I'm pretty sure it isn't intended for BRRRRs... but I don't know all the in's and outs of that.  

At some point, they may get with the program, but for now, it's worth it to self manage.

And my special needs toddler is doing far better in this new schools special ed programs.

@Amby BhagtaniThanks 🙏 appreciate it.Here is my next tip:There is a search function on here that you can also search to seek answers.

Some conventional programs go up to 50% DTI as well. 

But, there are plenty of good attorneys out here that help the deal go through, and work with the agent.But, attorneys and agents do different functions/jobs. 

Went thru a guru program.  

They advertise as Lender but are selling another mentor program/software package (which seems to be Prop Stream with their branding on top).