@Josie Sweeney-Rogers Don't want to hijack your thread but was not sure if i need to post a new one or if it would be good to have consolidated info here.

I was thinking of consolidating properties into a commercial insurance policy, one that hopefully would insure all of them under one roof (one single policy I hope).

When I applied to consolidate my first and second mortgages with a new mortgage through a new lender, I applied alone but they wanted my husband on the loan/title of the property.

I'd like to make some renovations with the hopes to raise the value as well as absorb and consolidate some of the debt that I carry currently and have a surplus from the future second loan for the second closing cost.

@Joseph Udofia My Client would very much like to have a conversation with you regarding a Reverse Consolidation 1031 Exchange.

Never pay a collection agency and never consolidate collections. 

While foreclosures can often be found on public sites, if you are busy and want to save a bunch of time analyzing more property the lists typically are pretty cheap, like $30-$40 a month and can consolidate a bunch of information into easily digestable and sortable information. 

Relatively, in a high-interest rate environment, it's better to become a debt holder rather than an equity  investment holder.If I were you, I would consolidate the rental with 1031 or sell primary->move to the rental route.

i feel a lot of inventory starting to make its way to the market so could be a consolidation period .  

USDA was in the process of consolidating county offices.