Bad Credit

[Chanel Oldham]

Hello,

I have bad credit and i'm having trouble getting financed to buy my first home. I'm wondering if I were to buy a home outright (in cash) would it be easier to get a loan to fix it up? I don't even qualify for an FHA loan with my credit score. I'm working on building my credit but because i'm so young and my credit is just 6 years old with some bruises from college it's taking much longer than I'd hoped for. I'm employed full time and i'm ready to get started building my investments. Does anyone have creative financing ideas?