Get your own buyer's agent who is from a HUD certified broker to show you the house.Preference on HUD foreclosures is often given to owner occupants.If you are paying cash you could potentially put him in as a co-owner, there are risks with that of course.You could make him the owner, with you providing a loan and lien on the house to protect your interests.If you are borrowing to buy the house, then check with your lender to see if he cold be a co-borrower.Bidding...anyone's guess. 

If you're struggling to make the minimum down payment at a co-op then you might not be a strong candidate for board approval.

I’ve had a co-worker who lost her house before due to not having flood insurance.

Before that we a co-op rented in Queens NY for 7 years.

In 2 months you could make $20,000 in profit and do it again and again until your credit and down payment will allow you to not have to split any profit with a co signer. 

My dilemma here is I have not been at my current job for 2+ years so my intentions was to use a co signer ( mother) to help ease the process.

I’m working a co-op now and I have Some savings so I think I’ll have enough for a down payment after it’s done.

A strong credit history, a couple of years of solid employment, and a co-signer are all great things to have for them to consider it.

The loan would go under my wife's name with my father as a co-.  

Question I have is, done I am financing the first property with a co Benito all 30yr mortgage, While we are in the process with the first property can I start the process on another property?