Lenders make money off interest that they charge, but are willing to decrease your interest rate if you are willing to pay them some money upfront (the "points"). 

If you purchased a property, significantly rehabbed the property and immediately sold it thereafter with the intent of flipping it, it will be subject to self-employment taxes.Regarding the taxes you will be subject toFederal TaxesState taxesDepending if it was a flip or not, also self-employment taxes.Speak with your accountant on the actual taxes that will be due as he/she will know what your marginal tax rates are.You can also factor in improvements / selling costs to decrease your gain / taxes.

It generally increases your insurance rate and decreases your tenant pool (who wants to rent from a shady landlord that does illegal work?).

This book will help you be much more successful in every negotiation.Example: A tip I learned from this book helps me control the conversation, decrease the pressure and get rid of an angry tone from a person who is upset for any reason.2.

decrease living expense by a certain amount?).

Youalso note the recent development in the area, not a sign that thearea will experience price decreases soon.

First value during appraisal or selling, with a garage ups (no garage decreases value)  the value of a home as opposed to not having garage.

Keeping a correct account of the DNC's, follow-ups, or bad addresses will increase efficiency and decrease your cost per lead. 6.

Unemployment decreased from 11.8% to 4.5%.

I am curious what others think about decreasing the contribution to 3% or even all together, as I have my mind set on the future through my other investing.