Reducing 401k contributions

[Wesley Mullen]

As soon as I started my Corporate job, I was told like many others to max out my 401k contributions to take advantage of my Employer match (100% first 3%, 50% next 2%). So I've been contributing 5% the last 5 years. But in the last year, I've began investing in the stock market (index funds/etfs) and have started in real estate (we have one property under our belt). I am curious what others think about decreasing the contribution to 3% or even all together, as I have my mind set on the future through my other investing. The employer match is 'free money' but I'm wondering if I have make more through my own investments. Thoughts? What have others done who still work Corporate jobs?

[Mason Hickman]

@Wesley Mullen

You’re getting an immediate return on the 401K match plus you will likely get long term growth on the stock portfolio. I would keep putting money up to the match. Plus the 2% shouldn’t make or break getting into real estate investing.