The app has given us a little trouble, but the online software seems to work great. 

Check out other online guides available here: https://www.biggerpockets.com/guides3.

They had to do it, otherwise many banks and commercial customers are at the point of refinancing and the Government itself is at a strategic debt refinance point; thus, if they didn't lower rates, it would have been a catastrophe short term. 

We put the request in online on a Thursday night, and late Monday afternoon they asked for due diligence questions which would have delayed our wire till Tuesday.

I have a few questions related to DSCR loans that I'm not easily finding the answers to online so I thought I'd post some of them here to glean this community's insights.

Otherwise I would just check to make sure the company is legit by looking them up online.

From what I’ve found online, there appears to be a 6-month seasoning period before refinancing, but this may not apply to non-cashout refinances.

More people are doing residential real estate nowadays due to online education, social media promotion and community like BP and deals are harder and harder to come by. 

After doing a lot of refinancing, I now have substantial liquid capital and am looking to start investing outside of Canada.I recently spoke to a fellow Canadian investor who suggested investing in the A and B+ areas of Ohio for cash flow.

Single-family homes and small multifamily properties are popular choices here.It's also a good idea to connect with local real estate groups or online communities for advice and to find good property managers.