We are practically neighbors, I worked for Schaumburg PD for 11 years before coming out to Elgin PD and just retired within the last year after 30 years of Police/Fire Dispatching.

The Prius of investing is the sexiest thing on the road but damn is it practical. 

How this usually works in practice is that one partner owns the bookkeeping process and distributes monthly financial and rehab reports to the other partner so that they're both in the loop without the other partner having to log into QBO. 

Find Brandon's videos on YouTube for the "four square" method of analyzing homes and practice.

I believe it is a good practice because in a pinch tenants will pay whichever bill screams the loudest.

Feel better knowing it's standard practice.

But the reviews of the all the top home warranty companies don't give a good feeling about the practicality of using one including poor service, delayed appointments, multiple visits to fix an issue, keep patching the appliances and systems instead of replacing, offering low replacement costs if they decide to replace, not to mention the tenant frustrations because of these issues.

Simultaneously, buy govt and private debt with a large chunk say $3M, those interest payments put away 40% in a HYSA and take the other 60% and buy private(if exposed) and public equities. 

Have you been practicing analyzing deals? 

I'm filing a complaint with the NC Real Estate Commission, but I'm also spreading the word as far and wide as possible, to prevent other unsuspecting landlords from falling pray to her unethical, unprofessional business practices.