What would be a scenario where it would be acceptable to use business credit for DP/closing costs to acquire commercial property? 

I do not accept tenants that smoke.  

Many times these lower offers with patience are accepted while other buyers pass over the properties and fail to even write the lower offer. 3.

Selling in volume has a value to HD, enough so that they are willing to accept a price below retail, likely because their cost per piece is lower that way.

Once you can accept that, just go to any Chinese business district. 

I will update this thread if the seller accepts my offer.A few days after they approved me for financing, I get a call from a guy with very bad manners, peddling the Lee Anderson Broker online training and the subsequent 4 day certification in June at an event.  

Tell the tenant that his opinion carries zero weight, so he must submit proof from an ACCEPTABLE expert to support his alleged foundation issue.Until then, he will be held liable for the terms of his lease, to the fullest extent of the law.

The seller of the property won't accept government loans as well so a FHA is out the window.

Buying personal property or paying an heir to cooperate may be acceptable as they are not a borrower on the loan.

So in the words of Ned Carey and my favorite post response of all time; "It depends".So first let's start with it will probably take you 4-6 months to research, find, get qualified, get an accepted offer and close on a property.