The umbrella policy also covers things not included in a regular landlord liability policy.

This would means that every landlord is acting illegally.

You'll see a lot of landlords struggling with Section 8 renters that don't pay their share of the rent, don't maintain the home, break the lease, act entitled, etc.If you know what you are doing, Section 8 can be a good thing.

I don't recommend being a landlord in Seattle. 

I dnt want this to happen to other landlords. 

At $130K for a property that rents for $1,600/month, you’d already have a strong cash flow setup.Before moving forward, verify local rental demand, especially for MTRs, and review any landlord-tenant regulations in the area.

That would just be a lease agreement provided by the landlord.

From all my landlord schooling I knew in my gut that wasn’t the right thing to do, so here we are.Any advice appreciated - thanks.

Some services only provide positive reporting, so they won't report the delinquency, and many only work with large landlords. 

In summary, an ejectment seems far more burdensome for the Landlord/property owner than a eviction in a typical landlord/tenant relationship.