On the plus side, if the property cash flows with a DSCR loan, when it comes time to refinance time with a lower rate it will improve on cash flow lol. 

I looked on their website and couldn't find any cost amount, everything points to the ladder trap (free webinar, followed by free 3hrs class, followed by free weekend class with $$$$ VIP option, followed by $$$$$ enrollment, followed by more $$$$$ for "advanced training/tools/program").And I looked at your profile - "passion for learning.

If a tenant is not placed before November, I fear you will have additional challenges renting the unit which likely will not improve until March.  

These improvements enhanced the property's appeal and marketability, resulting in a significant price increase when we sold it for $135,000.

A minimum 20% down payment allows for more cash flow but higher monthly payments. 25% down offers better interest rates and lower monthly payments, while 30% down can improve cash flow but reduce liquidity.

If you plan on purchasing the following year, show your tax returns to your lender before filling.Your statement brought up another great point- properly documenting improvements separate from repairs and maintenance. 

You can sign up under your settings in your profile, then go to notifications and turn on the short-term rental marketing email.

Some house hackers are okay with breaking even in the short term but the plan is to make some improvements to the property to get some cash flow in the long run.

Since our goal is to scale in real estate and we do have the funds, we would prefer to minimize the deposits and invest into reno where necessary and keep the capital for now for improvements, if they arise.

Check the references for them by going to their profile page.