This is an excerpt directly from myfico.com, "most credit scores are not affected by multiple inquiries from auto or mortgage lenders within a short period of time.

For one, the depreciable time period is longer than the life of mechanicals, roofs, and many other things.

Plus offer auto-pay out of this account.The next is you could pledge lendable equity in other properties to this loan facilitity to get you where you need to be LTV wise.Finally, do you have an outside investment account you could also pledge to bring down the LTV?

.* I am the least talented person when it comes to things mechanical.

Joshua Dorkin - sounds like having a draft auto-save feature might be a good idea to add to the "TO DO" list.

I don't want to get into places that require a whole new roof, or new exterior or all new mechanicals.

These deals are not a mechanical process as sold by the gurus, there is no step one to step two transaction.

If I can find a partner to sign for the mortgage she will sell for 25K.The Deal:2 bedroom 1 bath SFHAssessed in 2013 at 51KRents in the area average $750-$850 for a 2/1Taxes - $1900No structural or mechanical issuesNeeds carpet and maybe paint.

Make sure all mechanicals are good.

One thing I am worried about is getting a mortgage, although I have money for a nice downpayment, my income from my job is not very much, and I have an auto loan and student loans.