In under a year my rent growth was 6% and my asset went up in value about 5%, while I was also able to lock in about $325k in debt at a low rate.In 2015 I had roughly $10k in extra free cash flow just from raising the rents on existing properties. 2016 will be down as I just sold off my multifamily I owned.

They cover sudden events, like if the sewer line backed up and inundated your building.  

Closed with cash for a resale in under 60 days.

At least I will have some money to replace the carpet or have it professionally cleaned...  99.5 % effective, over the past 10 years approximately 125 rentals, three unauthorized pets have been brought in, under the radar and undiscovered until inspection/move out, all cats.

If there are 20,000 properties in your town, but you are only looking at stuff in under $300k range, an AVM will do a very good job of limiting your list to those homes.

But I am generating enough cash flow to pay off the 75% mortgage in under 10 years on all my properties so within 5 years I have nearly doubled my equity.

It might be difficult to squeeze 2 stories in under the height limit, and to make the added second story conform to the required setbacks, but it's not impossible.4.

I don't want to be inundated with phone calls.

ARV would have to be around $60,000 to get a $45,000 mortgage (at 75% of ARV).If you have outstanding credit, are very good with planning and keeping track of due dates, and are inundated with 0% promotional offers, those kind of credit card deals can be a very useful tool in your RE arsenal.

We filled 2 out of 3 rentals there in under 10 days at full market rate.