As far as I know/heard, you will have to Hold the property for a few days with your private money or hard money or conventional lending and then try to sell it to your buyer investors.

We have gained a lot of real world experience from our 10+ syndications as lead sponsors.

I would happily lend someone $3k per year to receive $30k+ in 5yrs, that's a very good return. 

We are not sure about our lending options and should we do HML? 

Our current agent is the only agent who has suggested that we try to sell them separately since selling them together didn't appear to work.On the other hand, maybe prospective buyers are waiting to see how much lending rates decline in the next few months and what happens with the Costa-Hawkins proposition on CA ballots this November.  

I'm happy to share my experiences with you, hopefully it'll lend a little bit of perspective.

Bonus if any of those offer free outgoing domestic wires for my lending needs. 

The appraisal indicates the rents will cover 1.1 of the PITI, and the credit is good, with 20% down, solid savings, and a W2 earner (a beautiful lending profile).

He was never even a good salesperson (pushy sales tactics are often taught by gurus but simply don't work for most personalities, Jordan Belfort of all people called him out on this during an interview that was very revealing), and his real estate syndication funds are now rumored to be total scams (he allegedly buys the properties separately beforehand then marks them up millions before selling them to his fund using his investor's money, like a wholesaler basically but taking $50M fees from investors without disclosing it.

However, if the seller is giving you a credit they might lend off the price net of that credit.As for the balloon payment that shouldn't be a problem if you sell the home, which I imagine is the end goal?