It’s also their 17th anniversary so they are blowing out this event and will likely attract a big crowd.If you go, you can meet one of my favorite property managers, Barbara Habbeshaw of AZ Residential Management.

Mortgage insurance is calculated annually, using the outstanding balance and LTV ratio.So, while your payment will be the same for the entire 12 month period, it will change for the next 12 month period based on the reduced principal that is outstanding.Keep in mind, the annual calculation is completed upon the 12th month of the anniversary of the loan origination, not a calendar year.Here is an example from my own portfolio for an FHA loan that my husband and I obtained while doing a house hack in 2012, that has since been converted to a rental property....Original loan amount $247,926Year 1 PMI - $251.68Year 2 PMI - $246.94Year 3 PMI - $242.01Year 4 PMI - $236.90Year 5 PMI - $231.58Year 6 PMI - $226.07We are currently in year 7. 

@Jeff Brower, I was thinking of joining the Great Lakes REIA but the meeting this month is on my 20th anniversary.. which would likely be a bad move- I will look into the timing for the November meet up- Curious where you found the multiunit in CF- Do you use the MLS?

I reglazed a rental about 8 years ago and it's held up decently, but the soap dishes are back to pink (yes, it was pink!) 

Answers:1) equity capture -Useless, insecure, can disappear like the title of a "soap opera"... 

I suggest you offer upgrade as part of a lease anniversary gift.

.:..Rent increases may need to be submitted 60days before Voucher Anniversary date.

I won't hold my breath that this ever happens but my kids and the people in my small sphere of influence know unless they want me to get on my soap box about this they better keep quite on this subject!  

I leave a package of soap in each dish in the bathroom tubs and sinks (or if there are soap dispensers make sure these are filled) and leave a small bottle of dish washing liquid by kitchen sink/small box of those dishwasher pellets in rental properties with dishwashers.

If you're lucky the tenant will call you first the next time there is a problem and the tenant is not a "pro" who pulls this stunt every month;d) on the one year anniversary of the lease you get a written notice from the Housing office notifying you that there are too many people who need housing vouchers and the only way the City can accommodate all the needy renters is to drop what they are willing to pay you by 5%-7% the coming year.