So, check out tenants closely and markets closer.I suggest you assume nothing, hope for the best and rely only on what you can verify.To my knowledge, seems the two areas you have mentioned haven't been areas of any real issue, prices and markets are rather stable. :)

I wouldn't quit a stable job just to be able to cash it out either.

We have found that while the cash flow proformas may be lower in these areas, we have a higher quality of tenant (lower vacancy), higher quality property (lower maintenance) and stronger neighborhood fundamentals (more liquidity and appreciation potential).All in all, this product appeals to the investor base that is looking for a more stable and quality investment than simply the highest rate of return.I hope this helps a little and look forward to the continuing the dialogue with this group.Best regards,Michael Finnhttp://www.meridianpacificproperties.com/

Keep a small but stable group of buy-and-hold buyers (low, mid, higher income type properties), a group of rehabbers who flip with varying degrees of work involved, and continually seek listings both from your buyer base and from other investors.

The FHLB is a very stable index and you can watch movement lagging to 1 year T-Bills.The interest will be changed based on an index date, not an average, usually within 60 days of the original note date or on the note date with payments changing on or after that note date (if the rate is changed 60 days prior based on that date, your new rate is not charged until the note date when a new payment will be required 30 days* later.

Creating a shelf corporation early to season the entity will not work for mortgage lending.

Her words "everyone else had a shelf I can't reach and just a rod under it".

I am fortunate to live in a region with a relatively stable real estate market.

The big money is the credit tenants for stable cash flow.

Always had the dream of being financially stable in my 40s/50s and have ventured out looking in stocks and whatnot, reading some books, etc.