In Florida, the suffering has been far less than other states as our Governor (who can't stand to be told what to do) lifted our moratorium in September 2020. 

Note, even if insurance pays for all the damage your property suffers, you still lose.

Then what you're talking about is extremely, extremely expensive teardowns, with the so-called "missing middle" being put there to maximize the economic return, which means that you will have extremely expensive rent/buy condos/townhomes/2-3-4-plexs.California suffers from the perfect storm of stupid policies, bad street planning (that's actually getting worse), some real actual natural constraints to building, and receiving a massive local inflation hit from not only the Fed's money printing machine but also from overseas investors who also have monopoly money looking either a place to dump some cash or somewhere to have an anchor baby.

@Michael Plante -  Yes. 

Sure it suffered due to COVID, but you want to buy when there is distress.

We have many owners contacting us about bad property management, but they often choose to continue with their suffering in the hopes it gets better.

I do believe the states that locked down very hard are going to suffer the most.

I might still call around and go meet with the other local banks in the area, so that I plant that seed with them, and start building a relationship.I have one thing holding me back..

@Carley Naramore I'm located in Plant City and am an active investor/property manager in the Tampa market.

Apart from scanning the news and paying attention to where  players like Amazon will open their next shipping hub, or Apple will re-route its domestic manufacturing plants (assuming they have any?)