Thank you Mike - we've certainly been a bit conservative lately on the bridge front, which has served us well as a lot of competitors have stretched and gotten into trouble, planning on cautiously but smartly expanding and improving on the bridge front soon

You need to cut down that time by lowering the price or improving the property.

I would recommend working with Lani Stallings in Conroe Texas at https://www.zillow.com/profile/freedomtolive77

You/they would need to talk to lenders about terms and figure out the monthly payment.They would need to understand what rent they realistically could get on the property, and then beyond their mortgage, insurance and taxes, plan for some maintenance from time to time, improvements, and holding costs when it is vacant.  

Sometimes, local credit unions or smaller regional banks can offer more competitive rates, especially for strong profiles like yours.

Do you think the economy is improving or declining?  

We don't have the means to buy, we've been working on our debt to improve our scores but not enough to qualify to buy without a co-signer.

If you don't think the place will improve for you, then sell.

I do have all my eggs in this basket because I do believe that we are growing and improving ahead of many comparable midwestern states. 

Research local rent trends, the tenant profile, and how seasonal factors (e.g., university students, tourism, etc.) may impact demand.7.