The good thing about a HELOC is if you don't use the money, no harm, no foul.

Once he smelled the blood of desperation, he got greedy.

If you got title insurance than the title company will fight that legal battle for you.

I recently finished up a good amount of new ceiling work and I look, feel and smell like a broken piece of sheetrock at this point.I understand that house hacking is more work than anticipated.

(That'll be a fun court battle.)

So finding another ay to pay down debt and get reserves might be needed: side hustle, overtime.But, trying to buy and hold if you can't service current debt and don't have reserves can set yourself up for a very long uphill battle.

If not you may be fighting an uphill battle.

Fun fact: Battle Ground is named after a battle that didn’t happen.

Is there a way to prevent cat smells from stinking it up permanently?

Finding motivated sellers is half the battle.