Hello everyoneI am relatively new to being a landlord and today I had very unusual situation that I don't exactly know how to tackle.I own a 3 story building with poor attic insulation and during the summer the attic gets very hot, since there is only one window the tenant can only have 1 AC unit that can't cool the entire place down.

Its not unusual that your insurance premium jumped, but I’m wondering if the jump was so drastic only because you switched to a landlord policy, or if its because your insurance policy is renewing and taking into account increased costs of labor and materials.

Outlets may be two pole wiring (wouldn't be unusual in a 107 year old house). 

Sorry for taking so long, but I've been having my own growing pains.One of the things we're not really looking closely at is the hyperlocality of Pittsburgh, a fundamental understanding of the unusual nature of this place and how, through insularity and other factors, it tends to punish long-distance investors.

I take things like this personally, and I wouldn't bend the knee even if it was easier and cheaper to simply pay out. 

Another caveat: there are a lot of STRs out there that are breaking HOA/local government/state/federal laws or strongly bending the rules, and I'm looking for people who did not do that or who mitigated risk there. 

@Rob Chopra if they didn't do anything more than their original quote, yes, that would be unusual.

There is no way I know of to "look up" the members of the LLC unless that state has some unusual reporting requirements. 

I sell real estate to STR investors in a beach market, and one of the main strategies I tell them about (and that I also use myself) is to have a new 4-point inspection and a new wind mitigation report done periodically and to reshop insurance with a few BROKERS.In Florida, these inspections are only good for 1 and 5 years, respectively, so you MUST get new ones--especially if you have had a new roof, added hurricane clips to an existing roof, or replaced your wiring, HVAC, water heater, etc.Also in FL, insurance companies come and go, so there is no need to stick with the same one and just take it when they try to bend you over and raise your rates. 

It is the only option, save for some highly unusual circumstances.