I know there's seller finance and "B" lender that are good for the short term, but if a balloon payment is due say in 5 years, there's no guarantee that my DTI would be in a better place then I'd be stuck without funding. 

I will still make all payments and be personally responsible.

It is normally not a good sign if a company has to change their name.

“As a result of the foregoing, the Company reported a net loss of $616,388 in the year ended December 31, 2020 versus a net loss of $68,202 in the year ended December 31, 2019.”

You need a company vehicle for the guy to get there.

Some partners and I lend privately in SC in select deals, but we do not offer 100% financing, nor do we offer delayed payments.

We have a checkbook LLC account with Titan bank that we setup from our SDIRA company and haven't had any issues for the last year from any transactions.

Christopher,Helocs have changed over the years because you could get a Heloc with a rate in the low 3-4% which made the payment affordable.

I can put down a large down payment and am looking for a Conventional or DSCR loan. 

The company I'm looking at changes 10% just wanna get some info!