Many hard money/bridge lenders will collect interest payments up front at a closing to cover payments for a period of time.

Hi Brad, I believe a 401k loan may be helpful in terms of putting toward a down payment if needed. 

I own a hard money lending company and have been asked to do this may times.

Yes - you can get a DSCR Loan with 15% down payment.

Its percent of home payment to median income which has been skyrocketing over the past few years.

Quote from @Robert Jones: I jus went the rounds with a loan company that maybe I should not of. 

They are a reputable company. 

@Evan DiLeonardiThree reputable cost segregation companies to reach out to are run by, respectively, @Bernard Reisz,  @Yonah Weiss  and @Julio Gonzalez

Here's what we require to do a Payment Plan:1) Tenant MUST put in writing specific payment dates & amounts2) Tenant MUST provide us acceptable proof of income to support Payment Plan3) We put their proposed payments into a spreadsheet that includes their current past due balance and future rent payments--- Many tenants only focus on their past due balance and forget about future payments!

However, this also means multiple bank accounts, tax filings, and admin work, which can be a headache.If you go that route, some investors use a holding company (often a parent LLC or even a trust) that owns all the separate LLCs.