Make sure to provide clear disclosures to the seller about the risks involved, especially regarding the existing mortgage staying in their name.Insurance Considerations – You’ll need to work with an insurance agent who understands sub-to deals, as the lender might require a policy that keeps the seller as the named insured.Due-On-Sale Clause – While banks rarely call loans due, it’s still a possibility.

Hey all, I have a client that's looking to scale his portfolio and we're looking at Assumable Loans here in San Antonio.

.$275000 with 25% down, taxes $4080, insurance is 3000 yr and rents is $3800 month, Water $400 mth. 

Would appreciate the insure.  

I recently seperated from active duty went guard and my partner who is active duty and I are trying to combine our VA entitlements as we did previously and co-signed on our previous loan.

I believe they are recouping costs associated with loans they don't close.

Since you'll be owner-occupying, take advantage of low down payment loans like FHA (3.5%), Conventional (5%), VA (0%), or a 203k loan for renovations.

Insurance was really created for catastrophic events (fire, flood, etc) not for small claims.

Erin,Were you able to find insurance? 

We're getting nailed in auto insurance too.Any ideas why these states?