So many "investors" bury themselves in complex, expensive situations to protect themselves from some unknown threat to their non-existent business.Figure out if you have any shooting skills (or even enjoy the game) before spending money on $600 Nikes or an indoor basketball court. 

Additionally, while rates aren't historically bad right now, they are higher than 4-5 years ago, and they will be even higher for you as an investor than they were as an owner occupant, which is what you were when you bought originally.I get that you are anxious to add to your portfolio, but that could be achieved without touching your first golden goose.Sometimes on BP, the push is to leverage every last spare penny, but that can be a risky game as the markets shift. 

No (institutional) lender will finance 100% of your purchase price as a purchase, all lenders want "skin in the game".

🙏☺️ I completely understand where you’re coming from & you’re right that owning real estate is a key step toward truly being an investor.I’m still new to the game, but I have a solid plan in place to move toward ownership & establish myself as a real estate investor.

I'd start small and just try to learn the game of flipping. 

@Eric E.UBIT only comes into play in an IRA on leveraged real estate and running an active business.

It can simplify end-of-year paperwork, but you’ll want to confirm the details with a tax pro.3.Long-Term Game PlanPaying out of pocket and keeping your medical receipts can be a great strategy.

So I’m trying to come up with a game plan  Conventional loans do require 25% down on an investment property.

The amount of downpayment requirement insures buyers having "skin in the game". 

Please feel free to reach out to me and my team if you would like to come up with a game plan and build your buy box.