The reason you need to cover your families gross wages is that if there is ever a liability claim against you, you can not discharge it in a bankruptcy so the only way it goes away is it must be paid.

Try Pacer.gov its a court document site, I use it for locating recent chapter 7 and 13 discharges.  

Later I will wire or overnight any pay offs and track to be sure any discharges are recorded.

Was it discharged in chapter 7?  

Anyone that has been in the military knows about checking BS boxes.2) This is a transition thing that every recently discharged veteran faces.

His business ran into trouble which forced him to file for CH7 (Including the mortgage), which has been discharged, so the note has also been discharged.  

Maybe he will make it so there's no waiting period to buy more real estate using a conventional mortgage following a bk, so we can all get in on how he's been doing it for decades. 1) Form Chris M #1 LLC.2) Buy investment property. 3) Turns out it was a lemon.4) Chris M #1 LLC declares bankruptcy, debt is discharged.5) Form Chris M #2 LLC.6) Buy another home.7) ???

Tenant’s protection under SCRA begins on the date they enter active duty and generally terminates within 30 to 90 days after the date of discharge from active duty.

If the bankruptcy is not discharged, they are on the hook and income must be accounted for. 

All was going great until tenant called 2 days age and said her discharge hose from the washer machine was backing up from the drain behind machine.