It depends on what you want to do with your loans but this is basically an algebra and math problem, you need 25% equity in your non -owner occupied dwellings so you can refinance, save, or do something else to make that happen. 

Do you have an Algebra and Geometry book? 

I have the books and I'm trying to read them (very exciting stuff) between studying Virginia and Federal Civil Procedure (boring) and Algebra (more boring!) 

Instead of Brandons book s he says study Geometry and Algebra. 

Please follow the smart money and Google "Blackrock investing in Florida real estate"Calculate definition "to get a general idea about the value, size, or cost of (something)"Educated guess definition "a guess based on knowledge and experience, making it more likely to be correct" You are asking me as a securities investor to give you a 2 - 3 year education in investing, valuing a company or property, economics, growth, business, and Algebra etc, etc. 

Questions are bolded below: basically requesting calculations for payoff, NOD reinstatement amount and projected Notice of Sale amount or formula so I can calculate when I know the date of sale - in English please, not algebra equation please!)

Is there any reason why the two equations have value on one but price on the other if they are the same thing when algebraic ally manipulated?

It's pretty simple algebra.

Your jumping to Algebra 2 instead of learning how to add and subtract. 

If your main goal is to develop a certain amount of income via rental properties, than you have to own a certain amount of them, to own them you have to acquire them , to acquire them you have to find them and fund them , to find them you must search blah..blah ... blah... to get the money you must ...... blah .. blah .. blah .. until eventualy you get down to your first step. of course , just like algebra , you may want to walk though it forward too just to make sure it still makes sense.