Or, there are OHFA (Ohio Housing Finance Agency) DPA programs that might also be able to help.

There are alternative programs out there with reduced cost, but you are typically looking at 20% down. 

Be prepared that they will be promoting an optional mentorship program at the end.

When flipping, the most important thing is understanding the available loan programs for potential buyers.

I know @Lauren Cutchen is still affiliated with one if not the same from above that she mentioned!

Some of the heavy hitters here in Chicago discussed the ADU program with a very nice person from the building department.

Same for 2-years of job/income stability.Tenant Default: 10-20% probability of eviction or early lease termination.Section 8: Class C rents usually meet program requirements, proper screening still recommended.Vacancies: 10-20%, depending on market conditions and tenant screening.Cashflow vs Appreciation: Should cashflow immediately, at the lower end of relative rent & value appreciation.Class D Properties:Tenant Pool: Majority of FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, but should have no convictions/evictions in last 12 months.

Usually a post like this or even remotely similar to this is posted by a newbie or someone that has a coaching program for sale. 

And now back to your regularly scheduled programming...

I would be happy to help you explore first-time buyer programs and financing options to make your purchase smoother and set you up for your future rental plans.