I have a property that has an giant 80' tall silver maple in the backyard right near the deck and porch of the house, the tree overhangs the deck and part of the porch and provide a lot of shade for the backyard.

I need some advice on the following situation.I am sorry for asking such a basic question, but unfortunately, I am still new to this and never dealt with this type of scenario before.I have a single family home that is part of an HOA.My main goal is to protect the asset and avoid any potential financial loss as much as possible.The current lease agreement states that the tenants are responsible for mowing the grass.They are also responsible for paying any HOA fines, etcUnfortunately after multiple attempts to get through to them to cut the grass, the grass was never cut and the yard is getting worst and worst.They also refuse to turn on the sprinkler system which is causing the grass to slowly die.

In other words if they move out, it would take you 1-2 years to recoup the vacancy loss with a higher rent. 

This property is being rental at a loss.

It was hard to swallow selling my truck due to the immediate loss of money, but i will make it up. 

They may run credit but they never give me a hard time about my DTI ratio, my lack of a W2, or the fact that I offset my income with passive losses and don’t have much “income.”

As a broker, you might be able to read the landscape and find something that, even at a small loss (if it happens), will be worth your time. 

(Also very cheap because it only covers their property and losses they cause.)

I would suggest a darker shade of granite to prevent any stains.

Yes it happens but it’s not very commonTitle insurance generally operates retrospectively, that is, it indemnifies against covered losses caused by things that occurred before the insured took title, not after.