When tapping into your home’s value, you have two main options: a home equity loan and a HELOC (home equity line of credit).

You go in front of a judge they appoint a trustee and you make scheduled payments usually smaller than the previous payment until you get caught up and a head.In most cases you can rebuild your credit scores while you are making payments back to the trustee.

Some of our local banks and credit unions have great deals - much better than national lenders.  

Also no one with felonies, evictions, or credit under 650.

I explain they will have difficulty renting a quality unit, that I will ding their credit, that I will attempt to garnish their future income to recover what they owe.

I'm looking forward the data analytics page getting built out fully; the beta version shows promise.The fees for credit card payment, using FF affiliate KeyCheck, are higher than most of our guests want to pay.

Your reviews and history don’t transfer.

A lender would have to be a fool to lend on collateral that wasn't protected - if the house is lost in a fire or whatever, the loan is unsecured at that point and is basically credit card debt. 

Verifying last 2 years of rental history very important!

I have excellent credit, $100k in savings, the lot value to use as collateral and about $500k equity in my primary residence.