Henry, luckily Church was cancelled today, so I didn't think of my snow until 2 pm when one of my workers came to shovel it. 

It is a college town, with the house being located within walking distance of the college, the hospital, downtown shopping and entertainment, numerous churches, a farmer's market, and two elementary schools. 

Many people go to church, family members and friends for support.

It is also between two churches and in a very clean block.Since I can't upload documents to this page I will give an overview.  

Also it was floated tearing down the church and building 'workforce housing' there last year, not necessarily a boon to property values.

Some lenders understand churches and lend there....others lend 100% LTV to franchises they understand,  which scares the hell out of me...but they do not loose money.

I'm heavily involved in my local church New Life Family Church.

Some banks like franchises - some will fund churches...Credit unions do not like  or understand  either....as a rule...Banks and Credit Unions are driven by people evaluating each deal individually.

Can be friends, relatives, business acquaintances, enemies :-), church acquaintances, realtors, attorneys, old friends, new friends... when you have them written down, take the top three you think would be most likely to do a deal,  or that you would be most comfortable asking, is not a bad place to start to practice, meet them for coffee, run the concept past them, odds are by the time you have run this past 3-5 you will have a lender/partner or two.

They were quite active in their church.