The women that owned it bought the home in 1981, paid it off, and years later got another small mortgage from the bank I bought it from so, I am guessing, so she could pay for a nursing home.The bank wanted to settle ASAP of course, and that was not a problem, however, for some reason HUD had to sign off on the property before I could close on it.  

Let the homeowner talk.You will learn the prices of the houses, who is moving or going into a nursing home, who is getting a divorse and who just died.

If she isn't loaded with insurance and is wealthy, she won't have the funds to stay very long in an assisted living or nursing home and will look to Medicare to kick in to pay the tab.I won't go into the assessment of assets for the determination of benefits, but her home that she owns and occupies as her residence is excluded.

Is the decedent on title or not (decedent could have lived in an apartment, a nursing home, a rental or at a relative's), is the value of the property what you want to go after, is it SFR or condo or mobile home, is there equity or is it a short sale.

Melanie is a burned out labor and delivery nurse and I am an engineer.  

I am a nurse by profession been doing these profession for 20 years now.

Who died, went to a nursing home, got a promotion, lost a job, who wants to retire, is getting married, is having a baby, new to the area, lost a law suit, going bankrupt,  had a vehicle repo, has a code violation, does a contractor have a lien on any property, any child support liens, you get the picture.

What provisions are made for job transfers, long nursing home stays? 

I was able to tracked down the daughter of the owner and come to find out the the owner is an elder lady in a state nursing home.

If you want, you could have a nurse deliver the card.