During the GRC they about terminated/called my loan, but my 5 yr reset and review was about 6 months before they completely 'lost their appetite for commercial assets in this uncertain regulatory environment.'

Also - I haven't seen a lot of tutorials covering this point, but since there are a lot of performers originated post-Dodd Frank, be mindful of regulatory/compliance items that may impact the loan.

After 4 years, City regulatory climate (and HOA board) were becoming more difficult.

Land is pretty much the same, You need to develop a market, the use, come in at a cost effective development to sell to a developer.Changing use begins with zoning changes, that is not just a local regulatory process but political as well.

Their regulatory role is mainly one of representation in the Provincial Commission constituted in every Chamber of Commerce.

You must have a real estate broker’s license in Michigan if you engage in certain activities—including selling your own real estate as an investor.Neither real estate law nor occupational law in Michigan contain such a provision but the rules promulgated by the Director of the Michigan Department of Licensing and regulatory affairs do.

First, there is a stickey in the Off Topic section; Political Discussions On BP, where Josh has outline the rules concerning political discussions, so let's take care to follow them.In our new political environment I'm getting concerned about how the real estate industry might change due to political influences and any good business person must give consideration to government oversight and how regulatory changes might impact any business plan.This is not about any one official, (President) but rather the philosphy of the two major parties, the Democrats and the Republicans and their agendas and how,if their respective agendas become reality, could change the way you do business.What is the likelyhood that either party will control the House and Senate and take the Whitehouse?

Once you find a brokerage that is willing to do per transaction and handle the liability for a cheap price you might want to stick with them.There is just no money in it and a ton of headache and liability for a principal broker.Investors are typically after the deal at any cost and not being in regulatory compliance with the state commission.

It is advisable to do your due diligence and ask about such things as how long have they been in business, are alternative assets their sole focus, are they BBB accredited and rated, are they a regulated financial institution, have they ever been sanctioned by any regulatory bodies, how many accounts and how much in assets do they administer?

Before some regulatory changes a while back, a co-worker of mine here in the Bay Area did a crap ton of business in the Midwest because at the time she could offer Bay Area interest rate pricing across the nation, based on her branch being physically in the Bay Area.