Higher rate out of state?

[Francis Rusnak]

I've been told you need to put more money down (25%) and can expect a worse interest rate on a loan for investing out of state. If I got approved for 3.8 for in-state rental property, approx what can I expect searching for out of state?

Can you still do a 30-year fixed? Would insurance on the house also be more if I was out of state? Any other price increases for me to be aware of? Thanks.