Responsible borrowers are punished in this scenario.

Case closed, and lesson learned.Now I am looking at ways to make this tenant pay on time using incentives or punishments.

I'm sure the loss of $ is punishment enough without internet strangers getting on your case.

Please note that it is mortgage fraud, which is a felony punishable by up to 5 years in prison, to claim a primary residence when it is not your intention to live there.

Any owner occupied loan requires you to live there for 1 year, otherwise it is mortgage fraud.Mortgage fraud is a serious crime, and one punished by significant penalties.

I don’t reckon the punishment for mortgage fraud is all that fun.

Valid Licensure Requirement for Real Estate Brokers, Salespersons, and Property Managers.It is unlawful for an individual to act as a real estate broker, real estate salesperson, or real estate property manager or to advertise or provide services as such without an active, valid license issued by the SC RE commission

@Shafi Noss, from my understanding, what you're describing is definitely unlawful.

I wouldn't take my kid down there when we first started.I went through the whole unlawful detainer process with one guy and ended up with the sheriff kicking him out and storing his things for 2 weeks until he finally came and got it all.

Unfortunately, eviction (unlawful detainer motion) is the only way for a landlord to regain possession of a property when a tenant refuses to leave voluntarily.