With a 4% rate on the seller-financed deal, you'll want to compare current market rates to see if refinancing is affordable and makes sense.

Saving up or paying down the mortgages won't make a ton of sense with where you are at currently 

If you bought before Covid you are probably good; but prices just do not make sense now.

There is not right answer, only what makes sense for YOU and YOUR family. 

You can go traditional DSCR and qualify off the long-term market rent to get a better rate and terms, or if the market doesnt support enough comps for LTR then you will use a common sense lender with the ability to underwrite off the STR income/market STR 1007 report.

Once they help you and you give a stellar report about how the lender was your newfound hero that should help them get some more business too :-)

The problem is she wants $1000 per offer which doesn't make any sense from what I've been told.

Doesn't make sense to do a refi down the road unless it was a few years later or rates were way cheaper.

I think an LLC for each property is over kill but it may make sense if each of your properties has a lot of equity in them.It is best to bring your litigation concerns to an attorney and insurance agent to see if they would be able to solve them with either an entity or added insurance coverage.

Every investment company has its own important parameters for how they perform market selection and identify high-quality investments, so we build custom AI models that work specifically for our clients and their needs, automating 80% of routine tasks and scaling businesses without hiring more people.If you are asking about already built-in solutions, then it probably makes sense to take a look at Canoe Intelligence.Hi Denis,This sounds really interesting.