Who ultimately has to come up for tbe repair cost is a legal question between you and the neighbor.

Lowe's just came out with their biggest appliance sale of the year- up to 40% off.

Expenses are going up just as fast as rent anyway.

If you had to use insurance for one rental, that would push the premium up on the whole policy, wouldn't it?

BP is a great community, a wealth of knowledge up here!

Couple good meet up's here in DSM.

If you are willing to do mid-term, you open a lot of boxes up.

I ending up burning some money for the things you described (NAR membership, brokerage fees, quarterly MLS charges, etc), just a lot of things I found I wasn't getting any value from, I decided to simply put it on full stop and take a year to really reallocate and figure out what I needed to do.

Schlage has a 3 yr warranty on electronic locks and the UPS you a replacement after a few photos and a quick phone call. 

If you consistently analyze properties, recognizing a good deal will be much easier when it shows up.