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They must be very low odds because insurance companies are in the business of making money, not paying out maximums.

My community is safe, and yard signs are a great way to advertise my business.

You'd probably want a real estate attorney familiar with creative transactions to help with the documents. 

Quote from @Joel Oh: Your business must make money day 1.It is so much more difficult to fix the model that is not making money than starting a new business that makes money day 1. 

I forget; it was payment processing related) that required me to have a website for the business.

It is also important to consider the transactional fees associated with originating the HELOC, whether an appraisal is required etc.

An investor who has participated in a subject to transaction without lender approval should NOT assume that they are safe from note being accelerated because a certain amount of time has passed.  

Solar has an energy credit and Starlink is deductible as business expense. 

Looking to connect with other working parents who started this business adventure in their early 40's and made it work!