Agree that no insurance will cover future increases in cost of monthly or yearly HOA assessments (dues).  

Think every CEO who takes pay in stock, would get nailed hard for doing a good job and raising share value. 

Stock up on liability coverage you are in a trial attorneys paradise.    

It seems to be tracking status of the areas, which if there's still momentum in those areas could help situate someone for future growth. 

This is a new underwriting guideline of the insurance companies because they haven’t been profitable and must raise the rates and lower the risk factors in order to comply with state regulations on adequate reserves and future solvency.  

I have another feature for the future at a reduced cost to install.

I'm hoping to help.Your question is the kind of question a stock investor asks. 

We've streamlined re-stocking as well.

HOA fees and redtape also added to frustration and will be avoided int he future.

Initially we thought we would flip, but now we're thinking of holding and using the equity for future investments.