Light switches in cream, next to light switches in white.

A light cream or grey would make your stained columns really pop and provide great curb appeal. 

Example: in lower end ~ mid range rentals lots of people upgrade flooring and counters and then leave the gross older cream coloured electrical plugs/ switches.

Requirements for a Delayed Financing Exception✓The original purchase transaction was an arms-length transaction.For this refinance transaction, the borrower(s) must meet Fannie Mae’s borrower eligibility requirements as described in B2-2-01, General Borrower Eligibility RequirementsThe borrower(s) may have initially purchased the property as one of the following:a natural person;an eligible inter vivos revocable trust, when the borrower is both the individual establishing the trust and the beneficiary of the trust;an eligible land trust when the borrower is the beneficiary of the land trust; oran LLC or partnership in which the borrower(s) have an individual or joint ownership of 100%.

I will get creamed on this one, because this is a real estate forum, but sometimes real estate isn't the best answer. 

This approach seems to allow the cream to rise and to still 'go through the process'  Note: Some projects do not lend themselves well to this - you need to assess the risk on the front end of the project (ie how important is that front end experience/knowledge and can you get off the wrong track when first getting going?) 

Set up Pat Live - www.patlive.com to handle your calls 24-7 from your mailers and only call back the cream of the crop. 5.

It's worth talking with him if your looking to shave costs.

I'm not naive enough to think it's all peaches and cream and always will be but, with good screening and common sense, it's been a great experience. 

Any natural appreciation I get is just the cream on top.