That’s the best bet.

I bet the house we are looking at would be similar to the 30 year smoker's house.

So I got a tenant application who has a credit score of about 520 and same for spouse. No debts and almost nothing on credit report. It's almost blank. With a few inquiries from auto dealers. they shared 3 months bank...

We try to do them 60-90 days BEFORE lease renewal, so we don't renew a tenant taking poor care of a property.Appears your tenants will be challenging your keeping of their SD.

Name brands with solid balance sheets are generally a better bet, still one can't forget the big fall too, so diligence is just as key with big names and cut them zero slack.

To avoid going through the same poor experience, keep reading.Even if someone gives you a referral here, do NOT make the mistake of assuming that the PMC will meet your expectations, just because they met the expectations of the referral source.In our experience, the #1 mistake owners make when selecting a Property Management Company (PMC) is ASSUMING instead of CONFIRMING.It's often a case of not doing enough research, as they don't know what they don't know!

I imagine it's similar to St Louis but I'd be willing to bet it has more going for it and better appreciation.Happy to share some resources, learnings, and even history/performance of my rentals I've had for 5+ years.

I am 25 years old, since I was 9 my dad made me read the book Rich Dad, Poor Dad, and 1 year an a half ago I was transferred to USA from work, in that book he talks about financial freedom and real state, so  I recently bought the book how to invest in real estate, by Joshua and Brando (I am still on page 120) however with each page my interest increased, which lead me to this forum. 

Our beaches will always draw plenty of visitors in my opinion and are a safer bet because of limited land and fewer properties available to convert to STR. 

I cannot afford  and will never want to learn to use The Mortgage Office software.Thanks.BTW, that is ridiculous in this day & age a servicer having a poor portal.